TopFunds

Allstate

NYSE: ALL

Stock price

249.9 USD

(+Infinity%) NaN day

Property & Casualty InsuranceInsurance - Property & Casualty

Financial Performance

Share

5Y price score: 126

Help

The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 298%

DATE RANGE:

US$ Per
Share

    Time scale:

    By default your notes are visible only to you.

    188.0

    52-week range

    257.6

    249.9

    Your model inputs

    Required return / cost of capital
    %
    FCFF terminal growth rate
    %

    Your fair value & Margin of safety

    To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

    Forecast:

    Valuation

    Free Cash Flow Yield

    Help
    FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

    17.4 %

    Dividend Yield TTM

    1.7 %

    Market cap $

    $ 64,330

    Price / Earnings TTM

    Help
    P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

    5.5

    Price / Book TTM

    2.1

    PEG TTM

    Help
    Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

    0

    Earnings growth and return

    LTM

    5YR

    10YR

    Total return (price & dividends)

    31.5 %

    105.3 %

    298 %

    Free cash flow per share growth

    14.6 %

    127.3 %

    358.4 %

    Earnings per share growth

    124.8 %

    120.6 %

    656.2 %

    Founded: 1,931

    Employees: 55,000

    Business Summary:The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions. This includes standard private passenger auto and homeowners policies, as well as specialized vehicle coverage for motorcycles, trailers, motor homes, and off-road vehicles. Additional personal lines encompass renter, condominium, landlord, boat, umbrella, manufactured home, and stand-alone scheduled personal property policies. Commercial lines products are also available, marketed under the Allstate and Encompass brand names. The Protection Services division focuses on consumer protection and related financial services. Its offerings include product protection plans and technical assistance for mobile phones, consumer electronics, furniture, and appliances. It also provides finance and insurance products such as vehicle service contracts, guaranteed asset protection (GAP) waivers, road hazard tire and wheel protection, and paint and fabric protection. Furthermore, this segment delivers roadside assistance, device and mobile data collection, advanced data and analytical insights leveraging automotive telematics, and identity protection services. Key brands within this segment include Allstate Protection Plans, Allstate Dealer Services, Allstate Roadside Services, Arity, and Allstate Identity Protection. The Allstate Health and Benefits segment specializes in various health-related insurance products, including life, accident, critical illness, short-term disability, and other health coverage options. Finally, the Run-off Property-Liability segment manages existing property and casualty insurance obligations. Allstate's products are distributed through a diverse network of channels, which include call centers, captive agents, financial specialists, independent agents, brokers, wholesale partners, and affinity groups, as well as directly via online platforms and mobile applications. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.

    Fair Value Reference Estimate

    Latest Earnings Call Takeaways

    2026 Q1 (Apr 30, 2026)

    1) Strategy & Leadership
    - Allstate's strategy focuses on increasing personal property-liability market share and expanding customer protection offerings.
    - The company emphasizes a broad set of competitive tools beyond just pricing, maintaining attractive margins while accelerating growth.
    - Recent advertising campaigns highlight Allstate's commitment to customer care and affordability, reinforcing its brand message.

    2) Financial & Segment Results
    - Total revenues for Q1 2026 reached $16.9 billion, a 3% increase YoY.
    - Investment income rose nearly 10% to $938 million.
    - The property-liability combined ratio improved to 82%, with an underlying combined ratio of 80.3%, a 2.8-point improvement YoY.
    - Net income was $2.4 billion, with adjusted net income at $2.8 billion or $10.65 per diluted share.
    - Policies in force increased by 2.5%, with property-liability policies up 2.3%.

    3) Operational Plans & Competitive Position
    - Allstate's auto insurance market share grew in 29 states, with policies in force increasing by 4.3% in those areas.
    - The company is leveraging advanced analytics and operational levers to optimize pricing and improve customer experience.
    - New products and bundled offerings are being introduced, with a focus on enhancing customer value and reducing acquisition costs.
    - The homeowners insurance segment remains a competitive advantage, with a combined ratio of 83.5% in Q1 2026.

    4) Guidance & Outlook
    - Allstate plans to continue its focus on organic growth and capital management, with $881 million returned to shareholders through dividends and share repurchases in Q1.
    - A new $4 billion share repurchase program has been launched, with $3.6 billion remaining under authorization.
    - The company is optimistic about future profitability, particularly in the auto insurance sector, despite potential challenges in the regulatory environment.

    5) Problems / Headwinds
    - Allstate is navigating challenges in certain large states where profitability has been difficult to achieve, particularly in California and New York.
    - The company is cautious about the impact of rising gas prices and supply chain disruptions on frequency and severity in both auto and homeowners insurance.
    - There are concerns about the competitive landscape, especially in auto insurance, where pricing pressures may arise from aggressive competitors.

    Bottom line: Allstate's strong Q1 results reflect effective execution of its growth strategy, with significant improvements in profitability and market share. The company remains focused on leveraging advanced analytics and operational efficiencies to sustain growth while navigating regulatory challenges and competitive pressures.

    Annual Reports, Presentations And IR Contacts

    Go to the website
    Annual report links (10K)
    2025202420232022202120202019201820172016

    Allstate — Financial Overview, Stock Price, Market Cap

    Allstate is a company. Founded in 1931. As of July 20, 2026, the company's market capitalization is $64329507900 with a current stock price of $249.90.