Financial Performance
5Y price score: 153
The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.
A score of 100 indicates that the stock did as well as the S&P 500 Index.
A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.
10Y return: 196.4%
US$ Per
Share
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264.1
52-week range
365.2
Your model inputs
Your fair value & Margin of safety
To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.
Forecast:
Valuation
Free Cash Flow Yield
11.3 %
Dividend Yield TTM
1.1 %
Market cap $
$ 136,589
Price / Earnings TTM
12.4
Price / Book TTM
1.9
PEG TTM
0.9
Earnings growth and return
LTM
5YR
10YR
Total return (price & dividends)
29.2 %
121.6 %
196.3 %
Free cash flow per share growth
(6.7) %
69.9 %
212 %
Earnings per share growth
13.3 %
230.3 %
198.6 %
Business Summary:
Latest Earnings Call Takeaways
2026 Q1 (Apr 22, 2026)
1) Strong Financial Performance - Core operating earnings reached $2.7 billion or $6.82 per share, significantly up from the previous year. - Adjusted for catastrophe losses, core operating income increased by 10.7% and EPS by 13.5%. - Tangible book value per share grew by 21.5%. - Total net premiums exceeded $14 billion, with P&C premiums up 7.2% and Life premiums soaring over 33%.
2) Underwriting and Investment Highlights - P&C underwriting income was $1.8 billion with a combined ratio of 84%; on a current accident year basis, the combined ratio improved to 82.1%. - Adjusted net investment income was $1.84 billion, benefiting from a strong investment portfolio yield of 5.1%. - The company’s invested assets rose to $170 billion, up from $152 billion year-over-year.
3) Market Dynamics and Pricing Environment - P&C premiums grew 7.2%, with consumer lines up 14.2% and commercial lines up 4.6%. - The company is experiencing softening in property pricing, particularly in large account property, with declines of 14.3% in shared and layered major and specialty business. - Competitive pressures are evident in the London specialty market, with overall market rates down 25% to 30%.
4) Operational Strategies and Future Outlook - Chubb is focusing on digital transformation and AI to enhance underwriting and distribution capabilities, with expectations for significant growth in the small commercial market. - The company is maintaining a disciplined approach to underwriting, shedding inadequately priced business while pursuing growth in more favorable segments. - Guidance for adjusted net investment income in Q2 is projected between $1.825 billion to $1.85 billion.
5) Geopolitical and Economic Considerations - The ongoing conflict in the Middle East is raising concerns about inflation and economic growth, which could impact pricing expectations in the U.S. market. - Chubb is actively involved in supporting shipping through the Gulf, which may create premium revenue opportunities. - The call did not provide specific details on the long-term impacts of geopolitical tensions or a comprehensive outlook on the competitive landscape.
Bottom line: Chubb's strong Q1 results reflect robust growth across its segments and a disciplined underwriting approach, positioning the company well amidst market challenges. The focus on digital transformation and strategic growth areas, coupled with a solid financial foundation, suggests a positive outlook for shareholders despite external pressures.
Annual Reports, Presentations And IR Contacts
Go to the websiteChubb Limited — Financial Overview, Stock Price, Market Cap
Chubb Limited is a company. Founded in 1985. As of July 20, 2026, the company's market capitalization is $136588814929 with a current stock price of $352.16.
