TopFunds

Corpay

NYSE: CPAY

Stock price

365.79 USD

(+Infinity%) NaN day

Transaction & Payment Processing ServicesSoftware - Infrastructure

Financial Performance

Share

5Y price score: 59

Help

The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 143.1%

DATE RANGE:

US$ Per
Share

    Time scale:

    By default your notes are visible only to you.

    252.8

    52-week range

    374.0

    365.79

    Your model inputs

    Required return / cost of capital
    %
    FCFF terminal growth rate
    %

    Your fair value & Margin of safety

    To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

    Forecast:

    Valuation

    Free Cash Flow Yield

    Help
    FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

    5 %

    Dividend Yield TTM

    -

    Market cap $

    $ 23,909

    Price / Earnings TTM

    Help
    P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

    21.9

    Price / Book TTM

    7

    PEG TTM

    Help
    Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

    2.9

    Earnings growth and return

    LTM

    5YR

    10YR

    Total return (price & dividends)

    9.2 %

    43.3 %

    143.1 %

    Free cash flow per share growth

    (25.6) %

    13.7 %

    141.5 %

    Earnings per share growth

    7.6 %

    85.1 %

    290.4 %

    Founded: 2,000

    Employees: 11,200

    Business Summary:Corpay, Inc. operates as a global financial technology firm, delivering payment solutions that assist both businesses and individual consumers in efficiently managing a diverse range of expenditures. Its expertise primarily covers vehicle-related costs, corporate financial transactions, and lodging expenses, with operations spanning the United States, Brazil, the United Kingdom, and numerous other international markets. Among its specialized services are comprehensive vehicle payment offerings, which include provisions for fuel, road tolls, parking fees, fleet maintenance, and long-distance transportation. The company also supplies prepaid vouchers and cards for food and transit requirements. For its corporate clientele, Corpay furnishes sophisticated payment instruments such as automated accounts payable systems, virtual payment cards, solutions for international transactions, and dedicated purchasing alongside travel and entertainment card products. Its lodging payment services cater to a broad spectrum of needs, supporting employees on overnight business trips, airline and cruise personnel or stranded passengers, and insurance policyholders displaced from their residences due due to damage or catastrophe. Furthermore, Corpay issues gift cards and payroll cards. Its diverse customer base extends to businesses, merchants, individual consumers, and payment network partners. Established in 1986 and based in Atlanta, Georgia, the company was previously known as FLEETCOR Technologies, Inc., before officially adopting the name Corpay, Inc. in March 2024.

    Fair Value Reference Estimate

    Latest Earnings Call Takeaways

    2026 Q1 (May 7, 2026)

    1) Q1 2026 Results Overview
    - Revenue reached $1.26 billion, a 25% YoY increase.
    - Cash EPS was $5.80, up 29% YoY.
    - Organic revenue growth stood at 11%, marking the fourth consecutive quarter at this rate.
    - Corporate Payments segment grew by 16%, contributing 40% to total revenue.
    - Vehicle Payments increased by 10%, with all three geographies (U.S., Europe, Brazil) contributing positively.
    - Retention rate was 93.5%, including cross-border business.
    - New sales or bookings rose by 24%.

    2) Revised Guidance for 2026
    - Full-year revenue guidance raised to $5.290 billion at the midpoint, reflecting a 17% YoY growth.
    - Cash EPS guidance increased to $26.70, indicating a 25% YoY growth.
    - The guidance incorporates a $50 million revenue beat from Q1 and an additional $50 million increase for the rest of the year, offset by a $75 million reduction due to the divestiture of PayByPhone.
    - The company expects to maintain 10% organic revenue growth for the year.

    3) Strategic Priorities and Progress
    - Focus remains on rotating the portfolio towards Corporate Payments, aiming for fewer, larger businesses.
    - Key initiatives include enhancing U.S. sales in the middle market, expanding payables monetization, and developing cross-border banking services.
    - AI integration is ongoing across products and internal processes.
    - Notable progress includes 17% organic growth in Alpha and 50% EBITDA growth in Avid.
    - The company is in the late stages of divesting non-core Vehicle Payments and exploring new acquisition opportunities.

    4) Operational Insights and Market Dynamics
    - The Corporate Payments segment is benefiting from increased spend volumes, which rose 43% to $82 billion.
    - Cross-border business continues to thrive, with strong sales performance and ongoing integration of Alpha.
    - The lodging segment showed improvement, with a 7% sequential organic revenue growth compared to Q4 2025.
    - Operating costs increased by 10%, primarily due to higher transaction volumes and bad debt.
    - The adjusted EBITDA margin was 54.6%, slightly down YoY due to acquisitions.

    5) Challenges and Future Outlook
    - The company is navigating macroeconomic factors, including fuel price fluctuations and interest rates, which may impact future performance.
    - The focus on the middle market is seen as a strategic pivot to enhance stability and growth potential.
    - There is an ongoing effort to monitor the performance of the lodging segment, which has shown signs of recovery.
    - The earnings call did not provide specific details on the anticipated impacts of the upcoming refinancing of credit facilities.

    Bottom line: Corpay's strong Q1 performance and revised guidance for 2026 reflect robust underlying trends and strategic focus on Corporate Payments, positioning the company for continued growth despite potential macroeconomic headwinds. Shareholders can be optimistic about the company's trajectory and commitment to enhancing shareholder value through strategic acquisitions and operational efficiencies.

    Annual Reports, Presentations And IR Contacts

    Go to the website
    Annual report links (10K)
    2025202420232022202120202019201820172016

    Corpay — Financial Overview, Stock Price, Market Cap

    Corpay is a company. Founded in 2000. As of July 20, 2026, the company's market capitalization is $23908736351 with a current stock price of $365.79.