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Charles Schwab Corporation

NYSE: SCHW

Stock price

88.19 USD

(+7.51%) 5 years

Investment Banking & BrokerageFinancial - Capital Markets

Financial Performance

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5Y price score: 11

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The price score is a basic measure of the stock's performance against the S&P 500 Index over a five-year period.

A score of 100 indicates that the stock did as well as the S&P 500 Index.

A score below 100 means the stock underperformed the index, while a score above 100 means it outperformed the S&P 500.

10Y return: 198.8%

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83.9

52-week range

114.5

88.19

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Required return / cost of capital
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FCFF terminal growth rate
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To calculate fair value based on cost of capital and terminal growth assumptions above, please select free cash flow forecast.

Forecast:

Valuation

Free Cash Flow Yield

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FCF Yield TTM = Trailing Twelve Months free cash flow per share / current market price per shareLearn more

2.1 %

Dividend Yield TTM

1.4 %

Market cap $

$ 152,511

Price / Earnings TTM

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P/E TTM = current market price per share / Trailing Twelve Months diluted earnings per shareLearn more

15

Price / Book TTM

3

PEG TTM

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Price/Earnings-to-Growth ratio = P/E TTM divided by most recent annual diluted earnings per share growth rateLearn more

0.3

Earnings growth and return

LTM

5YR

10YR

Total return (price & dividends)

(5.6) %

13.2 %

198.8 %

Free cash flow per share growth

(886.7) %

13.8 %

567.7 %

Earnings per share growth

28.6 %

119.8 %

352.4 %

Founded: 1,971

Employees: 32,100

Business Summary:The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

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Fair Value Reference Estimate

Latest Earnings Call Takeaways

2026 Q3 (Oct 15, 2026)

1) Strategy & Leadership - Schwab's "Through Clients' Eyes" strategy continues to drive record performance and growth. - The company emphasizes a no trade-offs value proposition, positioning itself at the center of clients' financial lives. - The integration of artificial intelligence (AI) is enhancing client experiences and operational efficiency. - Schwab serves over 16,000 advisory firms, representing $5.8 trillion in assets, and is focused on deepening relationships with clients.

2) Financial & Segment Results - Total net revenues for Q3 2026 reached a record $7.2 billion, up 17% YoY. - Adjusted earnings per share increased 29% YoY to $1.69. - Core net new assets (NNA) grew significantly, with $190 billion added in Q3, a 38% increase YoY. - Managed investing net flows hit a record $24 billion, up 22% YoY, with Schwab Wealth Advisory net flows increasing by 55%. - Daily average trades reached 10.7 million, reflecting robust client engagement.

3) Operational Plans & Product Innovations - Schwab is launching new products, including single stock futures and access to Schwab Crypto, with plans to introduce three new coins by year-end. - The company is enhancing its AI capabilities with the introduction of Charlie, an AI-powered conversational assistant for clients. - Schwab is focused on expanding its long/short strategies and plans to introduce a proprietary long/short product in the future. - The firm is also exploring opportunities in prediction markets related to financial events and KPIs.

4) Guidance & Outlook - Schwab expects continued revenue growth and net interest margin (NIM) expansion in Q4 2026, with a projected increase of 25-30 basis points YoY. - The company anticipates strong client engagement and growth across its platform, particularly in lending and trading. - Looking ahead to 2027, Schwab plans to maintain its capital management framework while investing in strategic initiatives, including AI, to drive efficiency and growth.

5) Problems / Headwinds - There are concerns regarding the sustainability of cash balances as clients are increasingly reinvesting in markets, which may impact future deposit growth. - The company is managing the balance between growing its lending portfolio and maintaining a favorable funding mix, particularly in a higher interest rate environment.

Bottom line: Schwab's strong performance in Q3 2026, driven by record revenues and client engagement, positions it well for future growth. The integration of AI and new product offerings further enhances its competitive advantage, making it a compelling investment for shareholders.

Annual Reports, Presentations And IR Contacts

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Charles Schwab Corporation — Financial Overview, Stock Price, Market Cap

Charles Schwab Corporation is a company. Founded in 1971. As of October 30, 2026, the company's market capitalization is $152510494600 with a current stock price of $88.19.